The IMF CBDC Framework is the International Monetary Fund’s analytical and policy guidance for the design, adoption, and macro-financial implications of central bank digital currencies. It addresses monetary-policy transmission, financial stability, cross-border interoperability, and capacity development for member-state central banks. The framework helps jurisdictions evaluate whether and how to issue a CBDC.

Content

  • Through products such as its CBDC Virtual Handbook, the IMF distils lessons across pilots into modular guidance on architecture choices, privacy, and interoperability. It emphasises that CBDC design must align with each economy’s monetary objectives and financial-inclusion goals rather than following a single template.