The ECB Digital Euro Regulation Proposal is the European Commission’s draft legislative package, published in 2023, that would establish the legal basis for a digital euro. It sets out proposed rules for legal-tender status, privacy protections, distribution by supervised intermediaries, and offline functionality before adoption by EU co-legislators. As a proposal it frames the policy options and obligations that any future digital-euro framework would codify.
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- The proposal specifies the digital euro’s legal-tender obligations, privacy and data-handling safeguards, intermediary distribution model, and offline payment support. As draft legislation it is subject to amendment by the European Parliament and Council before any final regulation enters force.