The EBA Travel Rule Guidelines are guidance issued by the European Banking Authority on how payment service providers and crypto-asset service providers must comply with the EU Transfer of Funds Regulation. They specify the originator and beneficiary information that must accompany transfers of funds and crypto-assets, implementing the FATF Travel Rule within EU law. They define data fields, thresholds, and responsibilities for intermediaries to support anti-money-laundering controls.
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- The guidelines set out required data fields, handling of missing information, and obligations of intermediary providers, aligning EU crypto-asset transfers with anti-money-laundering and counter-terrorist-financing standards. Crypto-asset service providers implement them through travel-rule messaging protocols and compliance tooling.